Civil liability insurance for harm caused by the introduction of artificial intelligence: experimental legal regimes in the context of constitutional transformations

Abstract

Compulsory liability insurance for harm (artificial intelligence technologies) is a completely new phenomenon for domestic law. At the same time, the experimental legal regime is  nothing more than a special procedure for legal regulation, which is aimed at introducing digital innovations into the Russian economy and has certain restrictions regarding the subject composition, as well as in space and time. The conclusion is formulated that the property interest of  the subject of responsibility for causing harm in this type of insurance legal relations consists in neutralizing the negative consequences of a property nature, which are associated with the onset of civil liability for causing harm to artificial intelligence. The article makes proposals for amending the legislation, which may consist in introducing norms on causing harm to artificial intelligence (and insuring liability for causing it) not only to the life and health of individuals, the property of legal entities, but also to natural objects, as well as the environment as a whole.